Negligent motorists cause car collisions in a variety of ways, from speeding to exhibiting road rage to engaging in distracted driving. However, serious problems can arise when at-fault drivers are totally uninsured or underinsured. An uninsured driver is one who does not have any insurance coverage at all, while an underinsured driver has some insurance […]
Dealing with an Arkansas Insurance Adjuster After an Accident
Despite increasing awareness of road safety in Arkansas, preventable car accidents continue to happen. From speeding to distracted driving to driving under the influence, accident statistics show that people are injured and even killed on state roads nearly every day. If you’ve been injured by a careless or negligent driver, you are entitled to seek […]
When Insurance Companies Deny Claims
Receiving a claim denial can be baffling, especially when you have done everything right. However, it is unfortunately possible to accurately document the facts, your injuries, and the course of your treatment and still find the other driver’s insurance refuses to offer a settlement. There are several reasons this can happen and many times, it […]
Is Arkansas a No Fault Accident State?
In no-fault states for auto insurance, motorists turn to their own insurers for reimbursement after an accident — regardless of who was at fault. Laws vary; some no-fault states limit the amount that an insurer will pay, while others don’t set a limit. The Insurance Information Institute lists Arkansas as an “add-on” state when it […]